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Loan TypeAnnual Percentage RateLoan Terms
New and Used Vehicles
(Cars, Trucks, and Motorcycles)
2.10 - 18.00%*36 - 75 months
New and Used Boats and RVs2.40- 18.00%*24 - 120 months
Motor Homes and House Boats3.75 - 18.00%*60 - 240 months
Personal Loans6.75 - 18.00%*up to 60 months
Appliance Loans5.25 - 15.50%12 - 120 months
Share Secured Loans3.25%*up to 120 months
Mortgage LoansContact us for more information
Home Equity Loans3.25 - 11.15%3 - 15 years
Performance Line of Credit6.75 - 18.00%*adjustable
Misc. Collateral3.40 - 18.00%*12 - 60 months
Credit Builder10.00%12 months
Effective as of: 10/20/2014
Account TypeMinimum Opening BalanceMinimum to Earn DividendsDividend RateAPY   
Regular Shares - Variable$5$2000.100%0.100%
Performance Share - Variable$1,000$2000.050%0.050%
Money Market Savings - Variable$2,500$2,500-$9,999.990.010%0.010%
Money Market Savings - Variable$2,500$10,000-$49,999.990.150%0.150%
Money Market Savings - Variable$2,500$50,000-$99,999.990.200%0.200%
Money Market Savings - Variable$2,500$100,000 and up0.250%0.250%
Christmas Club - Variable$25$2000.200%0.200%
Miscellaneous Club -
Variable
$25$2000.050%0.050%
IRA Share - Variable$200$2000.100%0.100%
Secure Checking$25.00$2,5000.050%0.050%
Effective as of: 6/16/15
Account TypeMinimum Opening BalanceMinimum to Earn DividendsDividend RateAPY   
Share and IRA Certificate - Fixed
(6 mo.)
$500$5000.300%0.300%
Share and IRA Certificate - Fixed
(1 year)
$500$5000.399%0.400%
Share and IRA Certificate - Fixed
(2 year)
$500$5000.599%0.600%
Share and IRA Certificate - Fixed
(3 year)
$500$5000.748%0.750%
Share and IRA Certificate - Fixed
(5 year)
$500$5001.244%1.250%
Effective as of: 05/20/2015 .


Auto Loans

RATES AS LOW AS
2.10%
APR*

Credit Cards

RATES AS LOW AS
5.25%
APR*

Home Equity

RATES AS LOW AS
3.25%
APR*

Certificates

RATES UP TO
1.25%
APY*

Checking

RATES UP TO
.050%
APY*