Rates


Loan Rates

Loan Type Annual Percentage Rate* Loan Terms
New and Used Vehicles
(Cars, Trucks, and Motorcycles)
3.50 - 16.00% 36 - 75 months
New and Used Boats and RVs 3.50 - 16.25% 24 - 120 months
Motor Homes and House Boats 4.50 - 16.00% 60 - 240 months
Personal Loans 7.25 - 18.00% up to 60 months
Appliance & Electronics Loans 6.00 - 15.75% 12 - 120 months
Lawn & Farm Equipment Loans 6.00 - 16.25 36 - 120 months
Share Secured Loans 3.25% up to 120 months
Mortgage Loans Contact us for more information Contact us for more information
Home Equity Loans 4.50 - 10.50% 3 - 15 years
Performance Line of Credit 7.25 - 18.00% adjustable
Misc. Collateral 3.85 - 18.00% 12 - 60 months
Credit Builder 10.00% 12 months
Visa® Platinum Credit Card 7.00 – 15.00%Contact us for more information

Share Rates

Account Type Minimum Opening Balance Minimum to Earn Dividends Dividend Rate APY**
Regular Shares - Variable $5 $199 0.010% 0.010%
Regular Shares - Variable $5 $200 0.150% 0.150%
Regular Shares - Variable $5 $50,000 0.250% 0.250%
Regular Shares -
Variable
$5 $100,000 0.399% 0.400%
Performance Share - Variable $.01 $200 0.010% 0.010%
Performance Share - Variable $1000 $200 0.050% 0.050%
Money Market Savings - Variable $2,500 $2,500-$9,999.99 0.200% 0.200%
Money Market Savings - Variable $2,500 $10,000-$49,999.99 0.399% 0.400%
Money Market Savings - Variable $2,500 $50,000-$99,999.99 0.499% 0.500%
Money Market Savings - Variable $2,500 $100,000 and up 0.747% 0.750%
Christmas Club - Variable $25 $0 0.300% 0.300%
Miscellaneous Club -
Variable
$25 $200 0.100% 0.100%
IRA Share - Variable $200 $200 0.300% 0.300%
Secure Checking $25.00 $2,500 0.100% 0.100%
Safari Savers Club - Variable $5.00 $0.01 4.570% 4.649%

Effective as of: 9/18/2018


Investment Rates

Account Type Minimum Opening Balance Minimum to Earn Dividends Dividend Rate APY**
Share and IRA Certificate - Fixed
(6 mo.)
$500 $500 0.748% 0.750%
Share and IRA Certificate - Fixed
(1 year)
$500 $500 1.739% 1.750%
Share and IRA Certificate - Fixed
(2 year)
$500 $500 1.985% 2.000%
Share and IRA Certificate - Fixed
(3 year)
$500 $500 2.231% 2.250%
Share and IRA Certificate - Fixed
(5 year)
$500 $500 2.477% 2.500%

Effective as of: 7/16/2018