*For those that qualify
Overdraft Protection allows funds to automatically transfer from a designated account to your checking account in the event of an account overdraft. With our Overdraft Protection, you use your own money to prevent your checking account from becoming negative. The cost for this service is $5 per overdraft transaction. You can even customize the order of preference if you have multiple accounts. Sign up by contacting a Member Service Representative or logging in to your NetBranch account.
A checking account is a privilege that TruService gladly offers our youth members seeking to manage their money in a responsible manner. Written permission must be obtained by the child’s parent or legal guardian prior to opening a TruTeen account. The parent or guardian assumes all responsibility for the account, including any overdraft, NSF or returned check fees that may occur. Debit cards can also be issued upon consent from a parent or guardian willing to accept financial responsibilty for its use. Alternatively, a prepaid debit card can be issued. Prepaid debit cards allow you to only spend what’s been loaded onto the card, eliminating potential overdraft fees and embarrassing mistakes.