TruTeen Checking


An account designed for our youth membership between the ages of 13-18.

  • No Monthly Fee

  • 10 minimum opening deposit

  • FREE Amazon Gift Card

  • No minimum balance

  • Does not earn dividends

  • Unlimited withdrawals from ATM machines

  • Free VISA® Debit Card with Extra Awards®

  • eStatements Required (Paper statements available for $3/month.)

  • One Free Box of Checks

  • FREE unlimited Bill Pay

  • Free Direct Deposit

  • Overdraft Protection and Courtesy Pay**

  • 1 FREE overdraft fee reversal per calendar year

  • Accessible using TruTeller telephone banking, NetBranch Online Banking, and TruService Mobile Banking App with Remote Deposit

  • Free auto-transfer to other accounts ( to club accounts such as Christmas club or savings)

  • Deposits federally insured by the NCUA up to at least $250,000.00


Overdraft Protection

Overdraft Protection allows funds to automatically transfer from a designated account to your checking account in the event of an account overdraft. With our Overdraft Protection, you use your own money to prevent your checking account from becoming negative. The cost for this service is $5.00 per overdraft transaction. You can even customize the order of preference if you have multiple accounts. Sign up by contacting a Member Service Representative or logging in to your NetBranch account.


Parent/Guardian Requirements

A checking account is a privilege that TruService gladly offers our youth members seeking to manage their money in a responsible manner. Written permission must be obtained by the child’s parent or legal guardian prior to opening a TruTeen account. The parent or guardian assumes all responsibility for the account, including any overdraft, NSF or returned check fees that may occur. 

Debit cards can also be issued upon consent from a parent or guardian willing to accept financial responsibility for its use.