Checking Accounts
Secure Checking
Identity protection and other attractive benefits make this account a great choice for everyone.
No minimum balance
Fully managed Identity Theft Solutions
Cell phone insurance on contract plans
Free VISA® Debit Card with Rewards points
Credit Score Simulator* : Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore. (Registration/activation required.)
Financial Wellness 360: Increase your financial expertise, create budgets, improve retirement planning or work on improving your credit – all at your computer. Plus, you can enjoy unlimited one-on-one coaching. (Available online only)
Go to TruService.clubchecking.com/ or download the app. Access code is provided at account opening.
And so much more!
Simply Free Checking
This basic account includes all the eServices you need for no monthly fee.
No monthly fee
No minimum balance
VISA® Debit Card with Rewards points
Unlimited TruService ATM withdrawals and 4 foreign ATM withdraws a month
And so much more!
TruStart Checking
Looking to regain financial freedom? The TruStart Checking Account is designed to help.
VISA® Debit Card with Rewards points - Card transactions are limited to $500/day
Online banking and mobile app
Free direct deposit
Credit Score Simulator* : Use the Score Simulator to see how different actions, such as increasing card limits, or paying off a loan, will impact your VantageScore. (Registration/activation required.)
Financial Wellness 360: Increase your financial expertise, create budgets, improve retirement planning or work on improving your credit – all at your computer. Plus, you can enjoy unlimited one-on-one coaching. (Available online only)
Go to www.clubchecking.com/ or download the app. Access code is provided at account opening.
And so much more!
TruTeen Checking
An account designed for our youth members between the ages of 13-19.
No monthly fee
No minimum balance
VISA® Debit Card with Rewards points
Online banking and mobile app access to track spending
Financial Wellness 360: Increase your financial expertise, create budgets, improve retirement planning or work on improving your credit – all at your computer. Plus, you can enjoy unlimited one-on-one coaching. (Available online only)
And so much more!
Overdraft Protection
Overdraft Protection allows funds to automatically transfer from a designated account to your checking account in the event of an account overdraft. With our Overdraft Protection, you use your own money to prevent your checking account from becoming negative. The cost for this service is $5.00 per overdraft transaction. You can customize the order of preference for funds withdrawal if you have multiple savings accounts or use an existing line of credit. Sign up by contacting a Member Service Representative or logging in to your Online Banking account.
Courtesy Pay
Courtesy Pay** protects your checking account when an inadvertent overdraft occurs. In other words, if you pay a bill online that makes your checking account negative, that bill may be paid on your behalf by TruService. Of course, you have to deposit the funds to cover the amount of the overdraft plus the Courtesy Pay fee, but at least you won’t have to pay the merchant’s returned check fee or any collection agency fees. Not to mention it will protect your credit rating and save you the embarrassment of a returned payment. The cost of Courtesy Pay is $30 per item paid, up to your Courtesy Pay limit.
* Credit Score is a VantageScore 3.0 based on Experian data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
**Must qualify for the Courtesy Pay program. TruService reserves the right to cancel or reduce limit on Courtesy Pay at any given time. Contact credit union for disclosure and for more information.