TRUTEEN CHECKING ACCOUNT

An account designed for our youth membership between the ages of 13-18

  • $10 minimum opening deposit
  •  No minimum balance
  • $10 iTunes or Google Play Gift Card
  • Unlimited withdrawals
  • Free VISA® Debit Card with Extra Awards®*
  • Prepaid debit card available
  • e-Statements required
  • First box of checks free
  • Free Direct Deposit
  • Free Unlimited Bill Pay
  • One overdraft fee reversal per calendar year
  • Accessible via TruTeller telephone banking, NetBranch Online Banking, and Mobiliti Mobile Banking App
  • Eligible for TruDeposit Remote Deposit App*
  • Deposits federally insured by the NCUA up to at least $250,000

*For those that qualify

OVERDRAFT PROTECTION

Overdraft Protection allows funds to automatically transfer from a designated account to your checking account in the event of an account overdraft. With our Overdraft Protection, you use your own money to prevent your checking account from becoming negative. The cost for this service is $5 per overdraft transaction. You can even customize the order of preference if you have multiple accounts. Sign up by contacting a Member Service Representative or logging in to your NetBranch account.

PARENT/GUARDIAN REQUIREMENTS

A checking account is a privilege that TruService gladly offers our youth members seeking to manage their money in a responsible manner. Written permission must be obtained by the child’s parent or legal guardian prior to opening a TruTeen account. The parent or guardian assumes all responsibility for the account, including any overdraft, NSF or returned check fees that may occur. Debit cards can also be issued upon consent from a parent or guardian willing to accept financial responsibilty for its use. Alternatively, a prepaid debit card can be issued. Prepaid debit cards allow you to only spend what’s been loaded onto the card, eliminating potential overdraft fees and embarrassing mistakes.