Rates


Loan Rates

Loan Type Annual Percentage Rate* Loan Terms
New and Used Vehicles
(Cars, Trucks, and Motorcycles)
3.75 - 16.00% 36 - 75 months
New and Used Boats and RVs 4.00 - 16.50% 24 - 120 months
Motor Homes and House Boats 5.00 - 16.00% 60 - 240 months
Personal Loans 7.75 - 18.00% up to 60 months
Appliance & Electronics Loans 6.50 - 15.75% 12 - 120 months
Lawn & Farm Equipment Loans 6.50 - 16.50 36 - 120 months
Share Secured Loans 3.25% up to 120 months
Mortgage Loans Contact us for more information Contact us for more information
Home Equity Loans 3.75% - 9.75% 3 - 15 years
Performance Line of Credit 7.75 - 18.00% adjustable
Misc. Collateral 5.00 - 18.00% 12 - 60 months
Credit Builder 10.00% 12 months
Visa® Platinum Credit Card 7.00 – 18.00%Contact us for more information
Rates Effective as of 10/01/2019

Share Rates

Account Type Minimum Opening Balance Minimum to Earn Dividends Dividend Rate APY**
Regular Shares - Variable $5 $.01 0.001% 0.001%
Regular Shares - Variable $5 $200 0.200% 0.200%
Regular Shares - Variable $5 $50,000 0.300% 0.300%
Regular Shares -
Variable
$5 $100,000 0.350% 0.350%
Youth Share $5 $.01 0.001% 0.001%
Youth Share $5 $200 0.250% 0.250%
Performance Share - Variable $.01 $200 0.001% 0.001%
Performance Share - Variable $1000 $200 0.200% 0.200%
Money Market Savings - Variable $2,500 $2,500-$9,999.99 0.150% 0.150%
Money Market Savings - Variable $2,500 $10,000-$49,999.99 0.300% 0.300%
Money Market Savings - Variable $2,500 $50,000-$99,999.99 0.399% 0.400%
Money Market Savings - Variable $2,500 $100,000 and up 0.499% 0.500%
Christmas Club - Variable $25 $200 0.350% 0.350%
Miscellaneous Club -
Variable
$25 $200 0.200% 0.200%
IRA Share - Variable $200 $200 0.300% 0.300%
Secure Checking $25.00 $.01 0.001% 0.001%
Secure Checking $25.00 $2,500 0.200% 0.200%
Safari Savers Club - Variable $5.00 $0.01 3.78% 3.834%

Effective as of: 9/20/2019


Investment Rates

Account Type Minimum Opening Balance Minimum to Earn Dividends Dividend Rate APY**
Share and IRA Certificate - Fixed
(6 mo.)
$500 $500 0.748% 0.750%
Share and IRA Certificate - Fixed
(1 year)
$500 $500 1.294% 1.300%
Share and IRA Certificate - Fixed
(2 year)
$500 $500 1.492% 1.500%
Share and IRA Certificate - Fixed
(3 year)
$500 $500 1.936% 1.950%
Share and IRA Certificate - Fixed
(5 year)
$500 $500 2.477% 2.500%

Effective as of: 08/06/2019