Fees


Checking Account Fees

  • Courtesy Pay – $30.00 per item

  • NSF – $30.00 per item

  • Overdraft – $30.00 per item

  • Overdraft Protection Transfer – $5.00 per item

  • Paper Statement – Secure Checking and Simple Checking – $3.00 per month

  • Returned Item – $30.00 per item

  • Secure Checking Account – $5.00 per month

  • Stop Payment – $30.00 per request

  • Stop Payment Cancellation – $30.00


Prime Share Account Fees

  • Excessive Withdrawal – $5.00 per withdrawal if over 3 during a month

  • Overdraft Protection Transfer – $5.00 per item


Performance Share Account Fees

  • Low Balance Fee – $10.00 if minimum average daily balance is not met

  • Excessive Withdrawal – $5.00 per withdrawal if over 3 during a month


Money Market Savings Account Fees

  • Low Balance Fee – $10.00 if minimum average daily balance is not met

  • Excessive Withdrawal – $5.00 per withdrawal if over 3 during a month


IRA Share Account Fees

  • Account Closure – $25.00

  • Transfer to another Financial Institution – $25.00


Christmas Club Account Fees

  • Excessive Withdrawal – $15.00 per withdrawal if over 1 per year


Miscellaneous Club Account Fees

  • Excessive Withdrawal – $15.00 per withdrawal if over 1 per quarter


Other Service Fees

  • Account Activity or Statement Copy – $3.00 per printout

  • Account Abuse Closure – $30.00

  • Account Reconciliation – $20.00 per hour

  • Account Research – $20.00 per hour

  • Call Center Transaction Fee – $1.00 (Transactions by staff for services available via Telephone Teller or NetBranch)

  • Cashier’s Check – $8.00 per check

  • Counter Check – Third Party – $3.00 per check

  • Deposited Item Return – $30.00 per item

  • Dormant Account – $3.00 per month if balance is less than $1,000.00

  • Escheatment Processing – $25.00

  • Gift Card Purchase – $3.00

  • Items Sent for Collection – $15.00 per item + direct expenses

  • Legal Process – $100.00 per hour

  • Money Order – $5.00 per money order

  • Non-Member Check Cashing – $5.00

  • Member Check Cashing without a Checking Account – $5.00

  • Prepaid Debit Card Reload – $5.00

  • Prepaid Debit Card Purchase – $5.00

  • Returned Mail Handling – $2.00 per item

  • Temporary Checks – $1.00 per sheet

  • Verification of Deposit – $25.00

  • Western Union – Domestic – $25.00

  • Wire Transfer – Incoming Domestic – $10.00 per transfer

  • Wire Transfer – Outgoing Domestic – $18.00 per transfer

  • Wire Transfer – Incoming International – $20.00 per transfer

  • Wire Transfer – Outgoing International – $45.00 per transfer

  • Safe Deposit Box Rental:

    • 3×5 Box – $25.00 per year

    • 3×10 Box – $35.00 per year

    • 5×10 Box – $50.00 per year

    • Late Fee – $10.00

The rates and fees appearing in this fee schedule are accurate as of the Last Dividend Declaration Date indicated in our Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please contact us at 501-225-3636.